On April 1 and 2, 2015 we invited by  "Heilongjiang Province Association of Micro-credit Companies", carried out 2-day training for 105 members in Ronghua Hotel of Harbin. As the first learning course of 2015 for the Association, the training delved deep in the aspects of credit risk management skills, overdue debt management, collection skills and practical cases analysis, which gained unanimous recognition and praise from the members present.